Finding the right protection to suit you and your family is a life-critical decision as it has ramifications for your family's health and well being in the future. Getting the wrong policy can cost more than it should, and may not cover you for what you need.
Our experienced advisers will ensure you get the correct policy for your needs at a price you can afford usually in the comfort of your own home.
Why do you need life assurance?
Although it's difficult to think about, try imagining your family situation if you or your partner had died or either of you were unable to earn. There would be bills and a mortgage to pay, possibly funeral expenses or home adaptations for critical illness; the point of protection insurance is to help you meet these liabilities.
The most common product to have is life assurance, which pays out a pre-determined sum on death. However you can also cover yourself in the event of contracting a critical illness such as cancer, heart disease, or in the event of a stroke. For peace of mind on a day-to-day basis you can also protect your income, ensuring you have a sufficient income should you become unable to work.
The range of protection products that we advise on includes –
Our fully qualified and independent financial advisers will assess your needs and advise on the most appropriate product for your needs.
Covering Plymouth, Cornwall, Devon and the South Coast of the UK, we'll have an adviser that can visit you locally in your home or business to assess your needs.
• life assurance
• Joint Life First Death
• Increasing Term
• Mortgage Protection
Financial Advice for Plymouth
Critical Illness Cover
• Heart Attack Cover
• Cancer Cover
• Stroke Cover
• Fracture Cover
Financial Advice for Devon
• Budget Income Protection
• Full Term Cover
• Bills and outgoings cover
• Short Term Cover
Financial Advice for Cornwall
Financial Advice for The South West
Molyneux Associates Ltd is registered in England & Wales 5075008.
Molyneux Associates Ltd is authorised and regulated by the Financial Conduct Authority.
and is entered on the Financial Services register (www.fsa.gov.uk/register) under reference 624563.